Welcome to Scallop | E Money Network

Scallop and E Money Network together represent our vision for the future of finance. By combining a user-friendly banking and crypto app with a MiCA-compliant modular Layer 1 blockchain, we bridge the gap between traditional systems and the world of digital assets. This is where BankFi meets PayFi.

On the Web2 side, Scallop is an all-in-one banking and crypto app. It unites traditional finance and digital assets through multi-currency accounts, debit and credit cards, and smooth fiat-to-crypto features, making everyday access to crypto and fiat seamless.

On the Web3 side, E Money Network, powered by Scallop, is the world’s first MiCA-compliant modular Layer 1 blockchain. It is designed for interoperability between DeFi 2.0 and real-world asset tokenization, providing the modular backbone for identity, compliance, ownership, and custody proofs.

The E Money ecosystem enables RWA tokenisation, launchpads, borrowing and lending, and on-chain credit scoring. By combining digital assets with the $10 trillion RWA market projected for 2030, E Money Network is set to play a pivotal role in shaping the future of finance.